Hail damage is often invisible from the ground — and easy to miss even on the roof if you don't know what to look for. Our team is trained in exactly what insurance adjusters look for, which means we document damage in a way that supports your claim.
M1 Roofing Group works directly with your insurance adjuster from the first inspection to final approval. We document everything in writing with photos — exactly what adjusters need to approve claims. You shouldn't have to fight the process alone.
In most cases, yes — hail damage is covered under standard NC homeowners policies as a "sudden and accidental" loss. Your deductible applies. We recommend calling us before your insurance company so we can document the damage properly first.
Most NC insurance policies require you to file within 1 year of the date of loss, though some allow up to 3 years. Do not delay — water intrusion from hail damage gets worse over time and can lead to denied claims if neglected.
We will meet with your adjuster on-site to walk through our documentation. If we disagree with their assessment, we can help you request a re-inspection or bring in a public adjuster. We have done this successfully many times.
Filing a weather-related claim (hail, wind) typically has less impact on your premium than a liability claim. However, this depends on your insurer and your claim history. We recommend calling your agent to understand your specific policy.
Free inspection · Honest estimate · 5-year warranty · 704-234-2961